Pennsylvania Auto Insurance Requirements

Auto Insurance Requirements Add comments

Minimum liability insurance required in Pennsylvania: (15/30/5)

$15,000 for each person for bodily injury
$30,000 for bodily injury per accident
$5,000 for property damage per accident

In Pennsylvania, as in most other states in America, you are required to have minimum liability insurance (that remains in continuous coverage) in order to operate a motor vehicle.

Proof of Insurance

The insurance company will mail you an insurance identification card. This serves as the proof of insurance and you’re required to carry this in your vehicle at all times. You’ll also need this proof of insurance when you bring you vehicle to a vehicle inspection station.

Adequacy of Coverage

15/30/5 is the minimum requirement for auto insurance in Pennsylvania. Yet this may not be sufficient coverage to properly take care of damage, injury, or valuable assets. You are advised to carry sufficient insurance to take care of possible financial loss in the event of an automobile accident.

We also suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase from any particular insurance companies from whom you’ll obtain quotes.

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